Loan Programs
Sample BDC Deals and Loan Structures
The BDC understands the art
of the deal and the art and nuance of difficult deals and creative financing
structure. Our programs are specifically designed to meet the needs of small
businesses, growing businesses, and urban/infill real estate development.
Moreover, the BDC programs work with every sort of financing including
private banks, new markets tax credits, historic tax credits, and more.
The BDC loan reduces risk and frees up cash flow by reducing the equity requirement and reducing the bank’s exposure.
Sample Deals and Loan Structure:
By Industry
Contact the BDC today at bdc@ura.org or 412-255-6669.
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Sample BDC Loan Structure:
Project Costs (Example A):
Acquisition of Real Estate |
$500,000 |
Renovations |
$100,000 |
Machinery |
$50,000 |
Soft and Closing Costs |
$50,000 |
Total Project Cost |
$700,000 |
Project Costs (Example B)
Building Acquisition |
$350,000 |
Working Capital |
$100,000 |
Equipment Lease |
$100,000 |
Soft Costs |
$125,000 |
Closing Costs |
$ 25,000 |
Total Project Cost |
$700,000 |
Loan Structure Example:
Bank/Private Lender (60%) |
$420,000 |
BDC/URA (30%) |
$210,000 |
Equity (10%) |
$70,000 |
Total Project Cost |
$700,000 |
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