Loan Programs
How BDC loan products can solve business growth problems
Problem: Small and medium sized business often struggle with large equity requirements.
Solution: BDC loans help reduce equity requirements. Borrowers are often only required to put 10% equity in the deal thus freeing up cash flow.
Problem: The real estate appraisal for my development is far less than my project costs. At 75% or 80% or less Loan to Value, there is not enough financing to allow me to do this project.
Solution: BDC loans are specifically designed to fill these appraisal financing ‘gaps.’
Problem: My new accounts and product demand are outpacing my ability to secure my immediate capital needs to fulfill this new demand for my business products and services.
Solution: BDC loans are specifically designed to help growing companies secure capital to meet their demand by offering market or below market fixed rate financing with reasonable terms.
Problem: As a bank, I am looking at a viable deal with good management and a good business plan and cash flow, but there are portions of the deal that are too risky for our underwriting criteria and risk management criteria.
Solution: The BDC will work with you to mitigate your risk by reducing the bank’s exposure, reducing the equity requirement to free up cash, and financing a portion of the deal the bank can not finance.
Contact the BDC today at bdc@ura.org or 412-255-6669.