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COVID-19 Working Capital Access Program (CWCA)

The COVID-19 Working Capital Access (CWCA) Program is administered by the Pennsylvania Industrial Development Authority (PIDA) and provides critical working capital financing to small businesses located within the Commonwealth that are adversely impacted by the COVID-19 outbreak.

Thank you for your interest in the COVID-19 Working Capital Access Program. The CWCA Program is now closed. For other sources of funding, please visit the Resources for Businesses section on our COVID-19 main page.


The URA, through its affiliate Pittsburgh Economic Industrial Development Corporation (PEIDC), is administering the PIDA's COVID-19 Working Capital Assistance Program.

The PEIDC is a CEDO that serves the City of Pittsburgh. If you do not live in the City of Pittsburgh, you will need to go to another CEDO outside the City. You can find additional CEDOs for Allegheny County by going to this website and scrolling down for Allegheny County.

If your business resides in the City of Pittsburgh, please download and fill out this application.


The application includes an instruction sheet with tips on the 1st page.

You will also find here, here, and here, instructions and forms regarding addenda required for the submission for the program.

Please read through the instructions document and begin to assemble the addenda. When they are assembled please send them, as well as the application, all in one email to

Once we have your application and all of the addenda, a loan officer will reach out to you within 48 hours.

Loan Details

Loan Amount: Up to $100,000 for working capital expenditures accumulated in the past 3-6 months of operation

Interest Rate: 0% for all business types except Agriculture Producers

Amortization: 12 years

Term: 3 years

Repayment: No payment in first 12 months, amortized payments monthly for the following 24 months, one balloon payment for the remaining balance in the 37th month

Collateral: Blanket lien on all current business assets and any acquired in the future in first available lien position

Guarantors: All owners (individual or other business entities) owning 20% or more of applicant business must guarantee the loan

Questions? Email

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