Home Buyer Loans
The URA has an array of mortgage products available to help you on your way to homeownership. Income limits and program areas apply.
Pittsburgh Home Ownership Program (PHOP)
Provides below market rate first mortgage financing for the purchase of new or existing homes in move-in condition located in the City of Pittsburgh. Down payment/closing cost assistance grant funds are available for all borrowers.
For futher information about this program, please contact Sharon Taylor at (412) 255-6677.
Second Mortgage Financing
Interest free, deferred second mortgage financing is available to help purchase a newly constructed or rehabilitated single family home through the Neighborhood Housing Program and the Housing Recovery Program-Developer. This program is only available for the purchase of a URA-sponsored single family home.
- Neighborhood Housing Program Fact Sheet
- Housing Recovery Program – Developer Fact Sheet
- Second Mortgage Application and see also
Steps in Obtaining a Second Deferred Mortgage
For futher information about this program, please contact Alicia Majors at (412) 255-6698.