OwnPGH Homeownership Program

Financing for first-time homebuyers in the City of Pittsburgh

The OwnPGH Homeownership Program (OwnPGH) provides up to $90,000 to first-time homebuyers seeking to purchase a home within the City of Pittsburgh.

About the Program

Homebuyers may receive up to $90,000 total, in the form of a grant and a loan, for the purchase of a house within the City of Pittsburgh.

A $50,000 grant may be available for those with a household income of 80% of Area Median Income (AMI) or below.
A $40,000 loan may be available for those with a household income of 80% AMI or below. This is a 0% interest, forgivable loan, that can be forgiven after 10 years.

Who Can Apply?

Individuals who pre-qualify for a home loan through one of our three bank partners; Please find contact information below for each participating bank lender.
Individuals who do not exceed 80% of AMI; Please view the chart below to check if your household income is within the program income limits.
Individuals who would like to own a property within the City of Pittsburgh; Properties outside of City of Pittsburgh limits do not qualify for OwnPGH assistance.

OwnPGH Income Limits

This chart shows the maximum annual income limits for those interested in applying for the OwnPGH Program. Annual Gross Income = Total income received by the entire household, before taxes and withholdings

OwnPGH Bank Partners

Step 1: Please contact one of the three banks below to find out if you pre-qualify for a home loan.

Step 2: Once you confirm pre-qualification for a home loan, the bank will facilitate your application to the OwnPGH Program.

First Commonwealth Bank
Joseph Tomaceski
412-495-2337
jtomaceski@fcbanking.com

SSB Bank
Heather Dieckmann
412-837-6955
hdieckmann@ssbpgh.com

Dollar Bank
Steve Kaminski
412-261-4219
SKaminski205@dollarbank.com

Additional Homebuying Assistance

First-time homebuyers making less than 80% of the AMI may be eligible to receive up to $7,500 for down payment and closing costs in the form of a 0% interest, 5-year deferred loan.

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