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The OwnPGH Homeownership Program (OwnPGH) provides up to $90,000 to homebuyers seeking to purchase a home within the City of Pittsburgh.

OwnPGH Office Hours

Join us on Thursday, February 15, 2024 from 3:00 - 7:00 PM at the Lawrenceville Carnegie Library. During Office Hours, you can connect with our staff, banks and partners, who will provide you with valuable information on the step-by-step process of the program. Please note that attendees will NOT be able to apply for the program during office hours. Informational presentations will be given hourly from 3:00– 7:00 PM. 

About the Program

Homebuyers may receive up to $90,000 total, in the form of a grant, for the purchase of a house within the City of Pittsburgh. The grant may be available for those with a household income of 80% of Area Median Income (AMI) or below.

Who Can Apply?

  • Individuals who pre-qualify for a home loan through one of our four bank partners; Please find contact information below for each participating bank lender.

  • Individuals who do not exceed 80% of AMI; Please view the chart below to check if your household income is within the program income limits.

  • Individuals who would like to own a property within the City of Pittsburgh; Properties outside of City of Pittsburgh limits do not qualify for OwnPGH assistance.

 

OwnPGH Income Limits  

This chart shows the maximum annual income limits for those interested in applying for the OwnPGH Program. Annual Gross Income = Total income received by the entire household, before taxes and withholdings

OwnPGH Bank Partners

Step 1: Please contact one of the four banks below to find out if you pre-qualify for a home loan.


Step 2: Once you confirm pre-qualification for a home loan, the bank will facilitate your application to the OwnPGH Program.

First Commonwealth Bank
Joseph Tomaceski
412-495-2337
jtomaceski@fcbanking.com

SSB Bank
Heather Dieckmann
412-837-6955
hdieckmann@ssbpgh.com

Dollar Bank
Steve Kaminski
412-261-4219
SKaminski205@dollarbank.com


S&T Bank
David McGowan
412-915-7997
DavidMcGowan@s&tbank.com

Download Program Summary

Download Program Guidelines

Download Program Application

Understand the OwnPGH Loan Process

 

Language translation is available free of charge. Please send an email to translation@ura.org.

Additional Homebuying Assistance

First-time homebuyers making less than 80% of the AMI may be eligible to receive up to $7,500 for down payment and closing costs in the form of a 0% interest, 5-year deferred loan.

LEARN MORE

Our Partners


The OwnPGH program also provides grants to developers for the new construction or rehabilitation of single-family homes that will be sold affordably to homeowners at or below 80% of Area Median Income. For more information, visit the OwnPGH Construction Financing page.


 

Have questions? For more information about the OwnPGH Homeownership Program, please call 412-255-6694, ext. 6721or email OwnPGH@ura.org.

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