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The OwnPGH Homeownership Program (OwnPGH) provides up to $90,000 to homebuyers seeking to purchase a home within the City of Pittsburgh.

About the Program

Homebuyers may receive up to $90,000 total, in the form of a grant, for the purchase of a house within the City of Pittsburgh. The grant may be available for those with a household income of 80% of Area Median Income (AMI) or below.

Who Can Apply?

  • Individuals who pre-qualify for a home loan through one of our four bank partners; Please find contact information below for each participating bank lender.

  • Individuals who do not exceed 80% of AMI; Please view the chart below to check if your household income is within the program income limits.

  • Individuals who would like to own a property within the City of Pittsburgh; Properties outside of City of Pittsburgh limits do not qualify for OwnPGH assistance.


OwnPGH Income Limits  

This chart shows the maximum annual income limits for those interested in applying for the OwnPGH Program. Annual Gross Income = Total income received by the entire household, before taxes and withholdings

OwnPGH Bank Partners

Step 1: Please contact one of the four banks below to find out if you pre-qualify for a home loan.

Step 2: Once you confirm pre-qualification for a home loan, the bank will facilitate your application to the OwnPGH Program.

First Commonwealth Bank
Joseph Tomaceski

SSB Bank
Heather Dieckmann

Dollar Bank
Steve Kaminski

S&T Bank
David McGowan

Download Program Summary

Download Program Guidelines

Download Program Application

Understand the OwnPGH Loan Process


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Additional Homebuying Assistance

First-time homebuyers making less than 80% of the AMI may be eligible to receive up to $7,500 for down payment and closing costs in the form of a 0% interest, 5-year deferred loan.


Our Partners

The OwnPGH program also provides grants to developers for the new construction or rehabilitation of single-family homes that will be sold affordably to homeowners at or below 80% of Area Median Income. For more information, visit the OwnPGH Construction Financing page.


Have questions? For more information about the OwnPGH Homeownership Program, please call 412-255-6694, ext. 6721or email

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