OwnPGH Homeownership Program
Financing for first-time homebuyers in the City of Pittsburgh
The OwnPGH Homeownership Program (OwnPGH) provides up to $90,000 to first-time homebuyers seeking to purchase a home within the City of Pittsburgh.
About the Program
Homebuyers may receive up to $90,000 total, in the form of a grant and a loan, for the purchase of a house within the City of Pittsburgh.
- A $50,000 grant may be available for those with a household income of 80% of Area Median Income (AMI) or below.
- A $40,000 loan may be available for those with a household income of 80% AMI or below. This is a 0% interest, forgivable loan, that can be forgiven after 10 years.
Who Can Apply?
- Individuals who pre-qualify for a home loan through one of our three bank partners; Please find contact information below for each participating bank lender.
- Individuals who do not exceed 80% of AMI; Please view the chart below to check if your household income is within the program income limits.
- Individuals who would like to own a property within the City of Pittsburgh; Properties outside of City of Pittsburgh limits do not qualify for OwnPGH assistance.
OwnPGH Income Limits
This chart shows the maximum annual income limits for those interested in applying for the OwnPGH Program. Annual Gross Income = Total income received by the entire household, before taxes and withholdings
OwnPGH Bank Partners
Step 1: Please contact one of the three banks below to find out if you pre-qualify for a home loan.
Step 2: Once you confirm pre-qualification for a home loan, the bank will facilitate your application to the OwnPGH Program.
First Commonwealth Bank
Joseph Tomaceski
412-495-2337
jtomaceski@fcbanking.com
SSB Bank
Heather Dieckmann
412-837-6955
hdieckmann@ssbpgh.com
Dollar Bank
Steve Kaminski
412-261-4219
SKaminski205@dollarbank.com
Interested in Partnering?
A Request for Qualifications (RFQ) for additional lenders is now open. The URA will accept proposals between June 21, 2023 through July 31, 2023. Lenders interested in participating in the OwnPGH Program should complete the RFQ application.
Questions regarding this RFQ can be directed to ownpgh@ura.org.
Additional Homebuying Assistance
First-time homebuyers making less than 80% of the AMI may be eligible to receive up to $7,500 for down payment and closing costs in the form of a 0% interest, 5-year deferred loan.
Program Materials
Understand the OwnPGH Loan Process
Download Program Summary - English
Download Program Summary - Arabic
Download Program Summary - Chinese
Download Program Summary - Nepali
Download Program Summary - Portuguese
Download Program Summary - Russian
Download Program Summary - Spanish
Download Program Summary - Swahili
Language translation is available free of charge. Please send an email to translation@ura.org.
Contact
Have questions or need assistance? For more information please contact:
Phone: 412-255-6694, ext 6721
Email: OwnPGH@ura.org
Our Partners
