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The Small Landlord Fund is designed to increase the supply of decent affordable housing and to eliminate health, safety, and property maintenance deficiencies as well as to ensure compliance with applicable codes and standards.

Temporary Program Suspension Notice

This program is currently undergoing changes. Due to this, the URA is not currently accepting new applications until this process is complete. We appreciate your patience as we work on this update.

If you are interested in applying for this program, we recommend that you begin gathering your required documents in the meantime so that you will be ready for the program's relaunch.

About the Program

The Small Landlord Fund provides funding to landlords with ten or fewer units for the preservation of existing affordable rental housing and/or the conversion of market/vacant housing to affordable housing in the City of Pittsburgh.

  • The borrower must rent the unit to HCV holders or households at 80% AMI or below.

  • If the unit IS located in a HACP Alternative Payment Standard zip code, the borrower must rent to an HCV holder.

Eligibility Requirements

  • Borrower must own the property and own ten (10) or
    fewer units in total

  • Must have current homeowner insurance

  • Must not have any outstanding City, School, and County real estate taxes or be on a payment plan for at least 3 months

  • Must have minimum credit score of 580

  • Must not have any judgement against him or her in a housing discrimination case within the past 5 years

  • Borrower must have no outstanding code violations on other rental properties owned by borrower

  • Borrower may not sell, lease to own, assign, transfer, dispose of or master lease all or any part of the property without prior expressed written consent of the URA

  • Borrower must hire a licensed contractor and obtain all necessary building permits

Funding Terms

Loan Amount

  • Up to $20,000 per unit
  • Up to $100,000 per project

Interest Rate

  • 0%

Loan Term

  • $1,000 - $50,000 — 10 years max
  • $50,001 - $100,000 — 15 years max

The affordability period shall remain in effect should the principle of the loan be paid off prior to the loan expiration date.


  • Must agree to rent units to HCV holders or households at 80% AMI or below.

  • Refinancing of existing debt on a property with a URA loan is not permitted. The URA loan must be repaid at the time of the refinancing.

  • A due diligence fee of 2% of the loan amount is due at closing.

Eligible Properties

  • Property must be located in the City of Pittsburgh

  • Property must comply with all zoning requirements

  • The borrower and/or any relatives of the borrower may not live in the units to be rehabbed

Eligible Uses of the Loan

  • Sidewalk upgrades and repair

  • Fire alarm upgrades and repair

  • Electrical upgrades and repair

  • Roof and gutter upgrades and repair

  • Plumbing upgrades and repair

  • Window upgrades and repair

  • Door upgrades and repair

  • Flooring upgrades and repair

  • Appliance upgrades and repair

  • Painting and dry wall upgrades and repair

  • Accessibility enhancements

  • Building envelope upgrades and repair

  • HVAC and furnace upgrades and repair

  • Structural repair (footers, retaining walls)

  • Miscellaneous code or other necessary Items

  • Cosmetic upgrades

Download Program Summary - English

Download Program Summary - Arabic

Download Program Summary - Chinese

Download Program Summary - Nepali

Download Program Summary - Portuguese

Download Program Summary - Russian

Download Program Summary - Spanish

Download Program Summary - Swahili

Language translation is available free of charge. Please send an email to


Have questions or need assistance? Please call 412-255-6694, ext. 6721 or email

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