Business Loans & Resources

Programs designed to help Pittsburgh's entrepreneurs and businesses thrive

No matter what your business needs, we are here to help.

The Urban Redevelopment Authority of Pittsburgh (URA) and its partner, Invest PGH, provide low-interest financing and growth opportunities for entrepreneurs and small to medium-sized businesses located within the City of Pittsburgh. We also connect businesses to technical assistance partners to help your business start, improve, and grow.

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Fast Facts

Potential Financing Amount

The URA offers loans ranging from $5,000 to $500,000, with fixed rates below market rate.

Terms

Loan terms can be 5 - 20 years, depending on the use of the funds. An interest only period may also be available.

Uses

Loan funds can be used for leasehold improvements, working capital, furniture, fixtures and equipment, property acquisition, inventory and more.

MWBE Assistance

The URA’s MWBE Office assists minority- and women-owned businesses with building capacity and connection to resources.

Special Financing

We offer specialized programs for childcare businesses and contractors, plus businesses located in Avenues of Hope neighborhoods.

Small Contractor Line of Credit Program

The Small Contractor Line of Credit Program is intended to support operating construction companies taking on city-based projects that require access to working capital. Applicants may receive financing of up to 90% of submitted and approved invoices of $25,000 - $100,000 on an annual basis.

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Programs through Invest PGH

Childcare Reinvestment Business Fund

Provided by Invest PGH, the Childcare Reinvestment Business Fund (CRiB) is a forgivable loan pilot program designed to sustain and stimulate the growth of new and existing child care businesses in the City of Pittsburgh.

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Micro-Enterprise Loan Program

Provided by Invest PGH, the program offers financing for startup and small businesses that need capital to launch or grow a business. This program provides loans of up to $30,000 for working capital, equipment, inventory, and leasehold improvements.

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Accelerating Business Expansion Loan (ABEL) Program

Provided by Invest PGH, this program provides competitive market-rate financing with flexible underwriting standards for small- to medium-sized commercial businesses for real estate purchase, pre-development, development or construction; furniture, fixtures, equipment, inventory, machinery; and working capital.