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No matter what your business needs, we are here to help.

The URA offers a variety of financing products for small- and medium-sized business development and commercial real estate development. These are gap financing products that work in conjunction with private equity and private debt to help your business close the financing for your business growth and expansion.

Our team also works with a large network of technical assistance providers and partners to help your business start, improve, and grow.

For more information on any these programs, please contact Lynnette Morris at

Avenues of Hope Storefront Façade Grant Program

The Avenues of Hope Storefront Façade Grant Program provides funds to commercial building and business owners to improve their building facades.

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Avenues of Hope Commercial Real Estate Program 

We're offering long-term financing with no payments due for 20 years. 

No prepayment penalties. Ever.

  • We offer loans from $50,000 - $200,000.
  • Make a bigger impact at a lower cost because our interest rate is fixed at 1%.
  • We prioritize your impact by offering low transaction fees.

Every project is unique, so let's start the conversation together! To get started, please contact Lynnette Morris at

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Childcare Reinvestment Business Fund

Provided by Invest PGH, the Childcare Reinvestment Business Fund (CRiB) is a forgivable loan pilot program designed to sustain and stimulate the growth of new and existing child care businesses in the City of Pittsburgh



Minority Business Recovery & Growth Loan Fund

Made possible by PNC and the City of Pittsburgh, the Minority Business Recovery & Growth Loan Fund provides access to capital, up to $100,000, for existing minority-owned businesses inside the City of Pittsburgh that are recovering from COVID-19 or growing. 

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Pittsburgh Business Fund (PBF)

Financing up to $500,000 for small- and medium-sized businesses for working capital, real estate, equipment, and leasehold improvements.

Program Details

  • Loan Amount: $30,000 - $500,000.00
  • Interest Rate: 5.5%
  • Length of Loan: 5 years for working capital, 7 years for equipment,10 years for leasehold improvements, and up to 20 years for real estate
  • Fees:
    • Application fee: $350 
    • Due Diligence: 3% of the total URA loan  
    • Loan Servicing: .5% of the total URA loan
    • Construction Inspection: .5% of the total URA loan if URA financing is applied towards construction costs. If the construction inspection is provided by a private lender, no URA construction inspection fee is required.
    • Filing with Commonwealth of PA and County: All filing fees will be the responsibility of the applicant (i.e., Mortgages, UCCs, Assignment of Leases and Rents).
    • Misc. Closing: If the URA is acting as a primary lender, additional fees for items such as appraisals, title insurance, etc., may be charged at closing.

Program Guidelines

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