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Homeowner Assistance Program

The Homeowner Assistance Program (HAP) and Homeowner Assistance Program PLUS (HAP+) provide up to $30,000 in financial assistance to eligible homeowners for rehabilitating and improving residential owner-occupied properties within the City of Pittsburgh. Funds must be used to address any major City Code violations prior to any general repairs.

Please note this program is currently closed.

Homeowner Assistance Program

The Homeowner Assistance Program (HAP) provides financial assistance up to $30,000 to homeowners at or below 50% AMI for rehabilitating and improving residential owner-occupied properties within the City of Pittsburgh.

HAP provides deferred 0% interest loans that may be used for the following:

  • To bring homes into compliance with City of Pittsburgh codes

  • To undertake energy efficiency improvements

  • To undertake eligible general property improvements

Who can apply for HAP?

  • Borrowers who do not exceed 50% Area Median Income (AMI) *Please refer to the income limits chart below.

  • Borrowers who own and reside at the property that is to be improved

  • Borrowers who do not have any outstanding City, School, and County

    real estate taxes, or that are on a payment plan for at least six months

  • Borrowers who have a current homeowner insurance policy for the
    property

 

2021 HAPI Income Limits

Household Size
Maximum Income
1
$29,700
2
$33,950
3
$38,200
4
$42,400
5
$45,800
6
$49,200

What types of loans and repayment options are available through HAP?

  • Homeowners may apply for up to $30,000 in financial assistance.
    Funds will be in the form of a 0% interest, 30-year deferred loan

  • If the borrower vacates the property prior to the 30 year loan term,
    the unpaid balance of the loan will be due in full

Homeowner Assistance Program Plus

HAP Plus provides financial assistance up to $30,000 to homeowners between 51% AMI - 80% AMI for rehabilitating and improving residential owner-occupied properties within the City of Pittsburgh.

HAP+ provides 0% interest loans that may be used for the following:

  • To bring homes into compliance with City codes

  • To undertake energy efficiency improvements

  • To undertake eligible general property improvements

Who can apply for HAP Plus?

  • Borrowers who do not exceed 80% Area Median Income (AMI) *Please refer to the income limits chart below

  • Borrowers who own and reside at the property that is to be improved

  • Borrowers who do not have any outstanding City, School, and County real estate taxes, or that are on a payment plan for at least three months

  • Borrowers who have a current homeowner insurance policy for the
    property

2021 HAP Plus Income Limits

Household Size
Maximum Income
1
$47,500
2
$54,300
3
$61,100
4
$67,850
5
$73,300
6
$78,750

What types of loans and repayment options are available
through HAP Plus?

  • Homeowners may apply for up to $30,000 in financial assistance

  • Funds will be in the form of a 0% interest loan. Depending on the cost of the project, the borrower will be subject to a deferred and
    amortizing loan

  • If the borrower sells the home prior to the end of the loan term, the
    loan will become due

 

Download Program Summary - English 

Download Program Summary - Arabic

Download Program Summary - Chinese

Download Program Summary - Nepali

Download Program Summary - Spanish

Download Program Summary - Swahili

For more information, please contact Lisa Korade, program assistant, at 412.255.6651 or via email.

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