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The URA provides a range of services to support the purchase, renovation and/or development of housing units with a particular focus on affordable housing.

URA-supported housing developments transform neighborhoods, protect affordability for Pittsburgh residents and enhance the value of our communities. We offer a number of construction loan and grant gap financing programs that vary in features and eligibility requirements.

Financing is available for small- and large-scale new construction or the rehabilitation of rental or for-sale housing. We also provide equity financing to assist community-based organizations in real estate development projects that provide housing or job creation opportunities. We work with both for-profit and nonprofit developers to structure individualized financing programs that work over the long term to create sustainable housing developments.

For-Sale Housing Programs

The URA finances for-sale housing developments and rehabilitations across the City of Pittsburgh.


For-Sale Development Program (FSDP)

The purpose of the For-Sale Develoment Program (FSDP) is to provide construction financing to nonprofit and for-profit developers for the substantial rehabilitation or new construction of for-sale housing.

FSDP provides low-interest-rate construction financing and grants for the purpose of increasing supply of affordable housing for homeownership and to eliminate substandard housing by ensuring compliance with applicable codes and standards.

To discuss your residential for-sale development project, contact Shaina Madden, assistant director of Residential Lending, at 412.255.6543 or send an email.

Please review the Affordable For-Sale Development Request for Proposals to understand our underwriting and submission requirements.


Rental Gap Program

The Rental Gap Program (RGP) provides loans to nonprofit developers or developers with nonprofit partners for the creation and/or preservation of affordable units. The RGP is designed to increase the supply of affordable rental units.


Community-based Lending

The URA encourages and welcomes Community Development Corporations (CDCs) to participate in and collaborate with our many development and neighborhood revitalization strategies.

Community Development Investment Fund (CDIF)

The Community Development Investment Fund (CDIF) is designed to assist non-profit, community-based organizations to participate in real estate projects that benefit low- and moderate-income persons. The fund aims to support development of real estate that is idle or underutilized or blighted, providing needed housing and employment opportunities in Pittsburgh neighborhoods. We hope that proceeds from these real estate endeavors will assist community development organizations to become more self-sufficient.

Program Summary

CDIF Application

Rental Housing Programs

The URA offers financing products for rental housing development that can be used for developments that vary by size and tenant income.

To discuss your residential rental development project, please contact Shaina Madden, assistant director of Residential & Consumer Lending, at 412.255.6543 or


For more information, contact Shaina Madden, assistant director of Residential & Consumer Lending, at 412.255.6543 or via email.

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